:root{
  --navy:#05518E;--navy-deep:#03355C;--navy-mid:#0A6AB0;
  --teal:#57B193;--teal-deep:#2C6E5B;--teal-soft:#E4F3EE;
  --cloud:#F5F8FA;--sand:#FFF0EC;--gold:#F35D57;--gold-deep:#C9433D;
  --ink:#22303B;--ink-soft:#4E6070;--line:#D3E0EA;
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;
  --sans:'Instrument Sans','Segoe UI',Helvetica,Arial,sans-serif;
  --shadow:0 10px 30px rgba(3,53,92,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--teal-deep)}
.wrap{width:min(820px,100% - 40px);margin-inline:auto}

header.site{background:var(--navy-deep);color:#fff;padding:1rem 0}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:.8rem;text-decoration:none;color:#fff}
.brand-mark{width:44px;height:44px;border-radius:11px;flex:none;object-fit:cover}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-text strong{font-family:var(--serif);font-size:1.12rem;font-weight:600}
.brand-text small{font-size:.66rem;letter-spacing:.11em;text-transform:uppercase;color:#A8C2D6;margin-top:.25rem;white-space:nowrap}
header.site a.back{color:#CFE0EC;text-decoration:none;font-size:.92rem;font-weight:600;display:inline-flex;align-items:center;gap:.4rem}
header.site a.back:hover{color:var(--teal)}
header.site a.back svg{width:1em;height:1em;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

.page-head{background:var(--cloud);border-bottom:1px solid var(--line);padding:3rem 0 2.5rem}
.page-head h1{font-family:var(--serif);color:var(--navy);font-size:clamp(2rem,4vw,2.8rem);line-height:1.15;margin:0 0 .5rem;font-weight:600}
.page-head p{margin:0;color:var(--ink-soft)}
.eyebrow{display:inline-flex;align-items:center;gap:.6rem;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--teal-deep);margin-bottom:.9rem}
.eyebrow::before{content:"";width:28px;height:2px;background:var(--gold);border-radius:2px}

.legal-body{padding:3rem 0 4rem}
.legal-body h2{font-family:var(--serif);color:var(--navy);font-size:1.45rem;font-weight:600;line-height:1.25;margin:2.6rem 0 .8rem;scroll-margin-top:1rem}
.legal-body h2:first-of-type{margin-top:0}
.legal-body h3{font-family:var(--serif);color:var(--navy);font-size:1.12rem;font-weight:600;margin:1.6rem 0 .5rem}
.legal-body p{margin:0 0 1rem}
.legal-body ul{margin:0 0 1rem;padding-left:1.3rem}
.legal-body li{margin-bottom:.5rem}
.legal-body strong{color:var(--navy)}

.toc{background:var(--cloud);border:1px solid var(--line);border-radius:14px;padding:1.4rem 1.6rem;margin-bottom:2.5rem}
.toc h2{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-family:var(--sans);color:var(--ink-soft);margin:0 0 .8rem}
.toc ol{margin:0;padding-left:1.2rem;columns:2;column-gap:2rem}
.toc li{margin-bottom:.35rem;font-size:.94rem}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}
@media(max-width:600px){.toc ol{columns:1}}

.callout{background:var(--sand);border-radius:14px;padding:1.2rem 1.4rem;margin:1.5rem 0}
.callout p:last-child{margin-bottom:0}
.callout.teal{background:var(--teal-soft)}

.contact-block{border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:10px;padding:1.2rem 1.4rem;margin:1.5rem 0;background:#fff}
.contact-block p{margin:0 0 .3rem}
.contact-block p:last-child{margin-bottom:0}

.todo{background:#FFF3C4;color:#6B4E00;padding:.05em .4em;border-radius:4px;font-weight:600}

footer{background:#022742;color:#9DB2C4;padding:2.5rem 0;font-size:.9rem;margin-top:2rem}
footer .wrap{display:flex;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;align-items:center}
footer a{color:#DCE6ED;text-decoration:none}
footer a:hover{color:var(--teal)}
footer nav{display:flex;gap:1.4rem;flex-wrap:wrap}

/* ===== accessibility (WCAG 2.1 AA), standard on every site since 2026-10-01 ===== */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-80px;z-index:200;background:var(--navy-deep);color:#fff;font-weight:600;padding:.75rem 1.1rem;border-radius:0 0 10px 10px;text-decoration:none}
.skip-link:focus{top:0}
/* keyboard focus is always visible: navy ring on light sections, white ring on dark ones */
:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
header.site :focus-visible,footer :focus-visible,.skip-link:focus-visible{outline-color:#fff}
.legal-body a,.contact-block a{text-underline-offset:2px}
main:focus,[tabindex="-1"]:focus{outline:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important;animation-iteration-count:1 !important}
}